Policy Payment Options (Cornelius NC)

The vast majority of our clients simply have their own bank pay the bills for them automatically. It’s the most convenient method saves you money and also prevents your policy from accidentally canceling. If you’re not already making payments this way, let us know. Alternatively, a small percentage of clients choose not to take advantage of automated bank payments and make them each month directly with the carrier. This direct route method is available 24/7 via an online account, telephone, or smartphone. If it’s your preference, we’ll connect you with the carrier to get you set up. Unfortunately, agencies have extremely strict guidelines around accepting payments, including the inability to accept cash. Not accepting cash supports the safety of our employees, but we can facilitate some payments such as at the beginning of a new policy. Also due to fiduciary regulations, agency payments that are allowed may come with hefty fees. So to save money, we highly encourage either the automatic or direct route. Our agency website is a helpful resource to get you on your way with either of those methods. From the carrier partner list, find yours, and the proper links will be provided. If you need any assistance, please don’t hesitate to contact us. We appreciate you and your business, and it’s our pleasure to serve you always.

We’d be happy to review your insurance coverage options with you! Give us a call at (704) 274-5231 or visit https://farleyinsurancegroup.com.

Business Insurance Coverages – Cases #5 and #6 – Cornelius, NC

The final segment in our video series about what insurance a small business actually needs.

Bad Luck Case #5
We review the need for Employment Practices Liability Insurance.

Bad Luck Case #6
A Key Man Life Insurance Policy would have been very helpful, giving the business valuable time to recover from the loss.

Call Farley Insurance Group in Cornelius, NC at (704) 274-5231

Business Insurance Coverages – Cases #3 and #4 – Cornelius, NC

As we continue our series of business insurance examples…

See how Bad Luck Case #3 might have been improved with a Property Insurance Policy that included Debris Removal Coverage, along with Business Income Insurance.

Bad Luck Case #4 reveals a very real need for Cyber Liability Insurance with Data Ransom Coverage

Call Farley Insurance Group in Cornelius, NC at (704) 274-5231

Business Insurance Coverages – Cases #1 and #2 – Cornelius, NC

What insurance does a small business actually need?
Much of a business’s success depends on how well it can overcome obstacles.

Farley Insurance Group is here to help guide you through the perils that you likely don’t anticipate.

Bad Luck Case #1
In this example, the hefty legal and judgment costs would have been covered by Hired and Non-Owned Auto Liability Insurance, up to purchased policy limits.

Bad Luck Case #2
ACME had Worker’s Compensation Insurance that covered Julie’s expenses, but not Colleen’s. The state identified that ACME had misclassified Colleen, which led to hefty penalties and judgments for medical costs and damages.

Call Farley Insurance Group in Cornelius, NC at (704) 274-5231